Would you like the idea of earning money just for using your charge card? If so, consider applying for a cash back credit card. Each time you buy something, some of the amount spent will come back to you as a reward.
Cash back credit cards provide a variety of other benefits, from low introductory rates to travel insurance. Before signing up for one, you’ll want to compare the different features available. Following are 3 cards to help you get started on your lookup.
Free Cash Rewards Platinum Australian visa Card
This card, issued simply by Chase, is a solid option when you have very good credit. You’ll earn one particular point for each dollar you spend with the card. As a start-up bonus, likely to receive 1, 000 points for your first purchase. When your points reach the 2, 500 mark, you can expect the for $25 (you can also possess the $25 come in the form of a gift certificate). Additional features include no yearly fee and 0% interest for about 12 months. Because it’s platinum, you’ll have a variety of extra benefits provided by Run after, including insurance for car rentals and travel.
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Blue Cash Through American Express
If you have excellent credit score, this card from American Exhibit may be the right choice. You’ll earn to 5% on items that fall into the “Everyday Purchases” category, including shopping at gas stations, supermarkets and drugstores. For general purchases, you are likely to receive up to 1 . 5% in cash back.
This card comes with no annual fee and a 0% APR for the first six months. It enables you to transfer balances from another credit card for a reasonably low rate associated with 4. 99%. When you apply, there are plenty of out if you’ve been approved in under a minute. This card was called the “best cash rebate card” by Kiplinger’s Personal Finance.
Find out More Card
The more you shop, the more benefits you’ll receive with all the Discover More Card. You’ll get 5% back when you buy items from particular categories, such as home, gas, journey, and restaurants. For other buys, the rebates will be up to 1%. If you redeem your rebate for a gift certificate from one of the Discover Card Partners, you can double the amount you receive in rewards.
There’s no annual fee with this card. It also comes with a 0% interest rate on balance transfers for a year, as well as a 0% APRIL for the first six months. You can choose from a variety of card designs when you register.
As you look for the right card, viewers there are many to choose from. Some cash back credit cards place the money you earn on your own account. Others send you a check, and still others offer gift cards and certificates as another option. Decide how you want to receive your cash rewards. After that look through the options that fit your criteria.